Although I recognize that MoneyWiz is working very hard to strike a balance between fully automated and more manual, it often makes incorrect assumptions about downloaded transactions.
Right now for instance, I have an issue with credit card payment transactions that I've deleted because they were replicated by a transfer being reimported on the next download. I also have many transactions that I've recategorized after download but MW isn't consistently recognizing the correct categories on the next download.
I think the best approach to importing downloaded transactions would be to handle them the same way 'normal' imported transactions are handled -- step through the imported payees, categories, and duplicates and prompt for matching or 'create new' at each step (I'm thinking of the OSX version).
And then make this optional. You already have the workflow in place. If I've selected the new option: 'review downloaded transactions before import', then MW would accumulate the downloaded transactions in each account for review, with a flag on the account in the account list. I can then go to the accounts with unreviewed transactions and 'import' them using the normal import process. If I haven't selected that option, MW continues to do what it does now.
Apologies if this is posted twice.
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