Currently there are two options for the balance to be displayed in the account summary. Either you have the cleared balance, which shows only those transactions which have been cleared, or the full balance which shows all transactions cleared or not.
If you have future dated transactions in your account, neither balance gives you an accurate representation of what the current balance is in the account, so I'd like to suggest a third option. A full balance which is based on the current date/time.
For instance, if my cleared balance is $200 and my full balance is $350 (including a future dated transaction for -$50), I would like to know that currently my bank account has (both cleared and pending) transactions totalling $400. When the date/time of my future dated transaction arrives, the balance would then show $350 because that would be the current balance.
Thank you for requesting this! I've noted your request and we'll look into it for one of the future updates :) We cannot promise anything just yet but we will look into this.
I third this suggestion.
Huge vote for this!